IDEAS 

PRACTICES 

Let's talk about money, but not in a boring, conventional way. Money is an essential factor when it comes to living a life full of vitality and excitement. It enables us to explore, learn, experiment, and invest in ourselves. But how do we balance the bills and the thrill of living life on our terms? 

Money can be a complex topic. It provides a sense of security, stability, and power, but can also lead us to feel inadequate, shamed, judged, or fearful that our needs won't be met. 

A few key points:

• Your value does not come from how much money you make.
• ​At a certain point, additional money not longer contributes to greater well-being.
• Money is a means to an end, and not an end in itself. 
• Money is subjective in that different people attribute different values to different products and services. 
• You can always improve your financial situation, no matter how much money you have.

Financial liberation is about taking control of your finances and gaining freedom from debt and financial worries. Imagine having enough money to enjoy your life, pursue your unique goals with a sense of freedom, flexibility, and peace of mind, and celebrate like there's no tomorrow!

Here are some strategies to get you there (there won't be many surprises here): budgeting, saving, investing, developing multiple income streams, learning about finances, paying off debts, making short-term sacrifices for long-term benefits, and changing spending habits to reduce expenses. Wait! Don't yawn yet! With time and practice, developing solid financial strategies can become second nature. Remember, you need more money coming in than going out, in addition to saving for contingencies and investments. 

It's also essential to develop an abundance mindset around money; instead of focusing on scarcity and lack, shift your mindset to abundance and possibility. Be thankful for what you already have, focus on the positive aspects of your financial situation, and notice all the opportunities to make money. Then, create a vision of what you want your financial situation to be, embrace failure and setbacks as opportunities to learn and grow, and take action towards your financial goals and dreams without letting fear or limiting beliefs hold you back. 

We can't ignore the fact that some people inherit generational wealth or have financial privilege that includes access to property, money, and credit, resulting from structural advantages and inequalities. Regardless of your financial situation, you can always budget, invest in smaller quantities, improve your education and skills to increase your earning potential, take advantage of financial education resources like books, podcasts, and online courses, and seek support from local organizations that offer financial assistance or counseling. 

It's time to break free from the limitations of our relationship with money and embrace the possibilities it offers. With the right mindset and solid financial strategies, you can live a life full of vitality, excitement, and freedom. Don't wait any longer, start financial planning today, and party like a rockstar tomorrow.

CASE STUDY 

​Juan was a man of many passions. He loved to travel, to eat good food, and gift beautiful experiences to his loved ones. Unfortunately, he often found himself unable to do the things he loved because of poor money management, notably because of how much he spent going out. He was constantly stressed about bills, debt, and making ends meet.

One day, Juan was unable to travel to his good friend's wedding due to lack of funds and credit. During the sad weekend at home, he realized that his management of  money was preventing him from living the life he wanted.
​
Juan decided to shift his perspective on money. Instead of focusing on how much money he lacked, he began to see money not as a burden but as a tool to help him live the life he wanted. He decided to become more conscious about his money management, taking a closer look at his spending habits, revisiting his priorities and making small changes that would help him to save and invest for the future. He also began focusing on gratitude for what he did have. 

As a result, Juan began to cook more at home, find more budget conscious ways to gift, and limit his travel to when he found deals. As Juan began to see his finances improve, he also began to feel a sense of liberation. He was no longer held back by his financial worries, and was able to pursue his interests and passions with renewed vigor. While he continued to travel to new places and try new foods, the omnipresent stress was reduced. 

Most importantly, Juan discovered that financial abundance was not something that came from external circumstances, but rather from his own mindset shift and solid financial habits. He now knows that no matter what financial challenges he may face in the future, he had the tools and the mindset to overcome them and live a life full of his version of richness and abundance.

• Stop comparing your financial situation to others. Everyone has different financial goals and different circumstances.
• Interview a friend of a family member with stellar money habits. What are they doing? How do they stay on top of their finances? What advice do they have for you? 
• Create a clear vision of what you want your financial situation to be, and what it will allow you to do in your life. Remember, each person's vision will be different. 
• Track your spending. Knowing where your money is going will help you identify areas where you can save or make more money.
• Create a budget, include everything in it, and stick to it. Establishing a budget gives you a roadmap for your financial goals.
• Invest your money in something you believe in.  ​

RESOURCES 

BOOKS

• The Science of Getting Rich by Wallace D. Wattles
  
• The Richest Man in Babylon by George S. Clason
  
• The Wealthy Barber by David Chilton
  
• The Automatic Millionaire by David Bach
• The Total Money Makeover by Dave Ramsey
  
• Rich Dad Poor Dad by Robert Kiyosaki
  
• Think and Grow Rich by Napoleon Hill
  
• Money: Master the Game by Tony Robbins
  
• Secrets of the Millionaire Mind by T. Harv Eker
  
• The Millionaire Next Door by Thomas J. Stanley and William D. Danko